Wholesale Credit Associate/VP
Bank of America
Santiago, Chile
hace 4 días

Job Description :

As part of the Wholesale Credit structure, the Credit Officer effectively executes broad credit risk management responsibilities within the Nobramex region (Argentina, Chile, Colombia and Peru).

Responsibilities

  • Primary account responsibility for a complex portfolio of Large Clients in the NoBraMex region (Argentina, Chile, Colombia and Peru) across diverse industries (e.
  • g. Financial Institutions, Sovereigns, Metals & Mining, Oil & Gas, Retail, Construction Materials, Utilities);
  • Structure complex transactions and negotiate complex documentation to mitigate risk appropriately;
  • Solid communication and presentation skills; team player with a positive attitude;
  • Develop and maintain a deep understanding of the industries, countries and portfolio of clients to assess risk solutions that balance risk and return;
  • Deep understanding of the Global Banking & Markets product spectrum;
  • Develop and maintain strategic partnerships with Corporate Banking, Investment Banking, Global Markets and Treasury Management;
  • High quality credit analysis with a focus on business rationale, key risks, sources of repayment, projections and returns & profitability;
  • Independently assess, diligence and make justifiable credit recommendations;
  • Establish appropriate internal risk ratings for clients and implement accurate adjustments throughout the clients’ credit life cycle;
  • Participate in strategic projects to support business goals;
  • Indirect management and development responsibilities for the junior team;
  • Responsible for driving portfolio asset quality and speed to market.
  • Core skills and requirements

  • 6 - 10 years experience in commercial and / or corporate lending environment, with understanding of loans, trading & treasury products;
  • Able to soundly manage the portfolio and justify rationale for recommended transactions;
  • Must have ability to manage the most complex transactions, possess strong credit skills and transaction experience, and demonstrate the ability to work with senior officers, business partners, and clients;
  • Must be able to independently lead diligence efforts, make approval recommendations, negotiate loan documentation and execute timely closings;
  • Requires effective communication style and ability to manage multiple priorities - must be a team player;
  • Fluent in English and Spanish;
  • Strong analytical and technical skills, including financial accounting and projection of main financial statements;
  • Solid knowledge of MS Word, Excel and PowerPoint.
  • Job Band : Shift :

    Shift : Hours Per Week :

    Hours Per Week : Weekly Schedule :

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    Referral Bonus Amount :

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